Paycheck calculator for states with no income tax

No state wage tax is not the same as no tax

On a $95,000 salary the state line is $0. Social Security and Medicare do not care which of these states you work in. New Hampshire’s interest and dividends tax does not apply to the wages in this calculator. Washington has no wage income tax; its capital-gains tax is outside this page.

Property tax and sales tax are also outside a paycheck. For the loan side, use the mortgage payoff calculator.

Same federal math, nine different states

Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming do not tax wages. Put the same salary and the same filing status into any of them and the federal tax, Social Security, and Medicare match. The pages exist separately because the thing that is not a wage tax is different in each state: Florida homestead is a property-tax exemption, Washington’s capital-gains tax is not on a W-2, Alaska’s dividend is not wages, New Hampshire’s old interest-and-dividends tax is not payroll.

Do not add a “cost of living” percentage to the state box. Sales tax and property tax are real, and they are not withholding. If you want property tax in a housing budget, type it as an annual tax on the mortgage payoff calculator. If you want the paycheck, leave the state on none.

Each state has its own page with a worked salary: Texas, Florida, Washington, Nevada, Tennessee, Alaska, Wyoming, South Dakota, and New Hampshire.

$80,000 in any of the nine

Single, standard deduction $16,100, no 401(k). Taxable income is $63,900. Federal income tax is about $8,770. Social Security is $4,960. Medicare is $1,160. Net is about $65,110, or about $2,504 on a biweekly check. Texas, Florida, Washington, Nevada, Tennessee, Alaska, Wyoming, South Dakota, and New Hampshire all produce that federal result. None of them produce a state withholding line. The page for each state says what people try to add instead, and why it does not belong on the stub.

A move from California to Texas changes the state line and does not change this federal arithmetic. Run California on its own page if you want the line you are leaving.