INDIANA · 2026

Indiana paycheck at 2.95%.

Indiana’s state rate for 2026 is 2.95%. Counties add their own income tax on top. The number pre-filled here is the state piece only.

How this rate is applied

Indiana’s state rate is 2.95% flat for 2026. Counties add a local income tax that this pre-filled rate does not include. Marion County and other counties often add a point or more. If you know the county rate, add it to 2.95 and replace the number in the rate box. The federal half of the check does not change when you do that.

Single filer, $70,000, nothing deferred

Federal income tax is about $6,570 after the $16,100 standard deduction. The state line at 2.95% of the full wage is $2,065, and it is high on purpose if the state lets you claim a deduction we did not subtract. Social Security is $4,340 and Medicare is $1,015. A rough net is $56,010 before health premiums.

Federal brackets are the same in every state. Read them on the 2026 bracket page if the federal line looks surprising. The marginal rate is not the effective rate.

Questions

What is Indiana's income tax rate in 2026?

The state rate used on this page is 2.95%. It is applied to wages after a traditional 401(k) and before that state's own deductions.

Does this include local tax?

Only if you add it to the rate yourself. The pre-filled number is the state rate.

Sources

Reading the Indiana result

The 2.95% figure is the state piece only. Indiana counties add a local income tax that is not pre-filled. Marion County and others often add a point or more. Add your county rate to 2.95 and replace the number in the box. The federal half of the check does not change when you do.

On the wage this page opens with, $70,000, a single filer with no 401(k) owes about $6,570 in federal income tax after the $16,100 standard deduction. Social Security is $4,340 and Medicare is $1,015. The state line at 2.95% of $70,000 is $2,065. It is high if the state lets you claim a deduction this flat box does not subtract. A rough net is $56,010 before health premiums. Biweekly, that net is about $2,154.

Use the main calculator when the wage is not the one printed here

This page fixes the state setting so the common mistake, typing a guessed rate, is harder. The brackets, the wage base, and the 401(k) treatment are the same engine as the US paycheck calculator. Change filing status on the form rather than multiplying the single result by two. Married filing jointly has its own standard deduction and its own brackets. A second job is not modeled. Local tax is not modeled except where the paragraph above tells you to add a county or city rate yourself.