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ARIZONA · 2026

Arizona paycheck at 2.50%.

Arizona’s 2026 individual income tax is a 2.50% flat rate. This page applies that rate to wages after a 401(k), before Arizona deductions, so the state line is a ceiling.

How this rate is applied

Tax Foundation’s 1 January 2026 table lists Arizona at 2.50% from the first dollar. This calculator multiplies wages after any traditional 401(k) by 2.50%. It does not apply Arizona’s own deductions, so a real return will usually be lower. There is no city income tax stacked on top in this model.

Single filer, $80,000, nothing deferred

Federal income tax is about $8,770 after the $16,100 standard deduction. The state line at 2.50% of the full wage is $2,000, and it is high on purpose if the state lets you claim a deduction we did not subtract. Social Security is $4,960 and Medicare is $1,160. A rough net is $63,110 before health premiums.

Federal brackets are the same in every state. Read them on the 2026 bracket page if the federal line looks surprising. The marginal rate is not the effective rate.

Questions

What is Arizona's income tax rate in 2026?

The state rate used on this page is 2.50%. It is applied to wages after a traditional 401(k) and before that state's own deductions.

Does this include local tax?

Only if you add it to the rate yourself. The pre-filled number is the state rate.

Reading the Arizona result

Arizona’s 2.50% flat rate is applied here to wages after a 401(k) and before Arizona’s own deductions, so the state line is a ceiling. There is no city income tax stacked on Phoenix or Tucson wages in this model. Lower the wage you type if you want to rough in a deduction the box does not subtract.

On the wage this page opens with, $80,000, a single filer with no 401(k) owes about $8,770 in federal income tax after the $16,100 standard deduction. Social Security is $4,960 and Medicare is $1,160. The state line at 2.50% of $80,000 is $2,000. It is high if the state lets you claim a deduction this flat box does not subtract. A rough net is $63,110 before health premiums. Biweekly, that net is about $2,427.

Use the main calculator when the wage is not the one printed here

This page fixes the state setting so the common mistake, typing a guessed rate, is harder. The brackets, the wage base, and the 401(k) treatment are the same engine as the US paycheck calculator. Change filing status on the form rather than multiplying the single result by two. Married filing jointly has its own standard deduction and its own brackets. A second job is not modeled. Local tax is not modeled except where the paragraph above tells you to add a county or city rate yourself.

Related pages: 2026 federal brackets, Social Security wage base, the nine states with no wage tax.